We believe that air conditioning is not just a luxury. Keeping homes at safe and comfortable temperatures is much more critical to the well-being of our friends and neighbors than luxuries like fur coats or fancy jewelry. During heat waves, or for people with health vulnerabilities, having a good AC system can even be lifesaving.
That’s why we don’t want our friends and neighbors to go without air conditioning for financial reasons. We want everyone’s basic needs to be met. We see AC as a basic need. That’s why we have such a strong commitment to helping our customers access air conditioning financing.
Many Americans find themselves vulnerable to predatory financing practices. Predatory lending programs may be deceptive about what they offer or what they demand. They may impose unreasonably high fees or interest rates, and they can strip away your equity and harm your credit rating. We don’t want our customers to end up in situations like that!
National Energy Improvement Fund
NEIF, or the National Energy Improvement Fund, is a corporation that provides loans for qualifying air conditioners (and other energy-using equipment). Jersey Central Power and Light customers are eligible for financing help through this corporation, and it can make all the difference for families who would otherwise struggle to keep their homes safe and comfortable.
This is not a credit card or a predatory loan program. They offer a guaranteed fixed rate and fixed payment for the life of the loan, and they may even cover 100% of the purchase, no down payment necessary. There’s no lien on your home involved, and you can pay ahead without penalty if you are able to. We often help our customers finance their air conditioners through this program.
Payzer Conventional Loan Financing
For other situations where this NEIF financing is not an option, we also partner with a company called Payzer, a financial services technology company. Through Payzer, it is possible to secure conventional loan financing. They offer instant financing, automatic payment programs, and mobile or online payment options, and we have found them to be a reliable partner in HVAC financing for our customers.
Finding Your Best Solution
In order to determine what financing solution will be ideal for your budget and your needs, the best plan is to sit down with a member of our team for a detailed discussion. We can help determine what type of AC system will be right for your house and will also qualify for the best financing, so you can get all your needs met without putting yourself under financial strain.
Our experts are at the ready, committed to making sure you can have reliable, safe, comfortable air conditioning, regardless of your economic situation. When you need air conditioner financing on Long Beach Island, NJ, we’ll be proud to partner with you to find the solution that you’ll be happiest with in the long term.
You’re More Comfortable With Atlantic Air Systems. Schedule your appointment with us today.