Financing
Give us a call today: 732-451-4822
We’re on a mission to provide quality HVAC assistance and solutions to customers–no matter their budget or situation. Call our team today to learn about our financing options, or even schedule a visit online so we can help you in person.
Save Green
- NJNG 0% APR Financing for HVAC and Water Heating Equipment
- Income-qualified customers can receive enhanced rebates and incentives of up to $15,000 at 0%* APR through NJNG's On-Bill Repayment Program (OBRP).
- Click Here to receive an electronic application and for terms and conditions. If there are two people on your NJNG bill, the second name must be included as the joint applicant. Please note you will be redirected to a DocuSign site to complete and submit your application.
NEIF
- JCP&L customers are eligible for 0.00% trusted, transparent and affordable monthly payment options that make your home more energy efficient.
- 0.00% APR Fixed Monthly Payment Financing
- Minimum loan $2,500, Maximum loan $15,000
- An approved rebate for qualifying equipment is required to access 0.00% financing. Please note: The maximum 0.00% financing for a project is $15,000 through one utility program. Customers may not use multiple utility financing programs for multiple improvements and the rebate must be processed only for the improvement through the utility subsidizing the financing for that improvement.
- 100% Financing (net of rebate) Available
- Instant credit decision, easy paperless process and responsive communication with you and your contractor
- Simple Interest Installment Loan
- Not a credit card, guaranteed fixed rate and payment for life of loan with no lien on your home and no hidden costs. You may pay off at any time or pay ahead without penalty
- From NEIF, a Certified B Corporation™
- Certified to meet the highest standards of compliance and fair lending and a U.S. Department of Energy Home Improvement Expert
- Please note: The maximum 0.00% financing for a project is $15,000 through one utility program.
- Customers may not use multiple utility financing programs for multiple improvements and the rebate must be processed only for the improvement through the utility subsidizing the financing for that improvement.
- NEIF’s EnergyPlus financing, which is a non-utility subsidized program, may be used in conjunction with a utility financing program to a total maximum loan amount of $35,000 – so a customer could finance up to $15,000 using utility subsidized financing and up to $20,000 using NEIF EnergyPlus. depending on credit, for the rest of a project.
